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How to write numbers in words: rules, hyphens and checks

· 3 min read

Writing a number out in words follows a few simple rules that are easy to get wrong: where the hyphens go, whether to say "and", and how to write cents on a check. Here are the rules with examples.

Use hyphens from twenty-one to ninety-nine

Two-word numbers between 21 and 99 are joined with a hyphen. Larger numbers are written as separate words, keeping the hyphen only inside the tens and units part.

21        twenty-one
45        forty-five
250       two hundred fifty
1,984     one thousand nine hundred eighty-four
12,750    twelve thousand seven hundred fifty
2,500,000 two million five hundred thousand

Hundred, thousand and million never take an s

When a number comes before them, these words stay singular: two hundred, five thousand, three million. The plural is only used for vague amounts without a number, as in "hundreds of people".

Should I write "and"?

In British English "and" usually goes after hundred: one hundred and five, two thousand and twenty. In American English it is often left out in writing: one hundred five. Both are correct, so pick one style and keep it consistent within a document.

How to write decimals

The decimal point is read as "point" and each digit after it is read separately.

3.14   three point one four
0.5    zero point five (or nought point five in the UK)
2.05   two point zero five

How to write an amount on a check

On a check the dollar amount is written in words and the cents are written as a fraction of 100. A line is drawn after the amount so nothing can be added.

$1,250.50   One thousand two hundred fifty and 50/100 dollars
$75.00      Seventy-five and 00/100 dollars
$1,005.09   One thousand five and 09/100 dollars

Here "and" separates the dollars from the cents, which is why it is usually not used after hundred on checks.

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